Anyone can tell you that not all the loans offered by the banks are really profitable, because not all ways of investing money give the investor the desired profit.
What to do in this case? Investments should be made in a reasonable manner, and the loan should also be made intelligently to meet one or the other needs. loan providers offers fast loans and small loans with favorable interest rates. The loan amount ranges from EUR 5-10,000 and their interest rate is 12% per annum, with a loan maturity of up to 5 years.
With a convenient calculator, you need to make one click to find out how much you need to pay each month for a particular loan amount. This will allow you to calculate the credit burden.
Small loans can be very profitable if they do not force customers to overpay. But only if you take such a loan from a credit bureau office.
You can borrow up to 10,000 euros for your money, with a maturity of 5 years. Don’t Pay Over!
Unlike many banks where the customer only agrees with the terms they offer, you can choose the best loan terms available on this portal from the one offered to you.
If none of the available loan offers are suitable for you, you can always leave your wish list if a solution matching your parameters is found, it is automatically entered and the money is transferred to your virtual account.
You always have the opportunity to take a loan with a car guarantee and loan providers will help you with that. At the same time, you can continue to use the vehicle as collateral throughout the loan period and without any restrictions.
Loan providers is by no means the only co-financing platform ready to provide your own services. But many users just choose this and its reasons are:
- Great comfort. You can get up to 10,000 euros in credit while you are at home behind your computer or even without getting out of the sofa.
- Favorable loan terms. Due to the fact that you can take a loan through the portal not from the bank, but from private investors, you do not have to pay high interest or surcharges without which the bank usually does not offer you a loan . That is why all loan providers conditions are 100% transparent and understandable
- You can bid more than one loan at a time, then claim the best for yourself, you don’t have to accept the terms that another financial institution offers you.
- You have the opportunity not only to get a loan quickly , but to do it without collateral, as well as to invest free funds yourself at favorable interest rates, receiving an additional fee.
- Just 3 simple steps – and you get the money from your account. There is no need to waste your time or enter large amounts of data to register and apply for a loan. Everything is done in three simple steps: register and forward your contact details, pass the identification, and then submit a loan application. The acceptance process takes just a few minutes, the money is transferred to your account.
Own Loans – Important moments
All loans granted can be divided into several groups.
- The first group is short-term loans that have to be repaid after 30, 60 or 90 days after they have been paid out.
- The second group is Estonia’s long-term loans. They are issued for 6 to 60 months, the borrower pays the loan monthly according to the payment schedule and in equal installments.
Before accepting a decision to grant or refuse to grant a loan , the portal will calculate your rating as a borrower taking into account salary, job data, marital status, personal property, and violations of payments in the credit register.
Taking up unsecured loans up to € 10,000 has never been so easy. 3 Simple Steps – And Money Is In Your Account
The higher the borrower’s rating, the greater the chances of getting a loan.
The minimum rating for the borrower with which the portal is ready to consider lending is 600. If this rating is lower, the portal will refuse to serve such a client.
In order to earn a rating of at least 700 points, it is enough if you do not have any debt in the past. If the borrower provides the correct and correct data requested by the portal, it increases its rating to 800-900.
The existence of a decent monthly service sufficient to make a monthly payment, as well as a stable job and the borrower’s rating will rise to 1,000.
To make a monthly repayment of the loan, it is enough to transfer it to your personal virtual account, while the borrower must make sure that his or her virtual account has enough money for the next repayment of the loan.
If a customer has a problem with payment, the portal is always ready to meet, discussing possible ways out of difficult situations.